System and method for disseminating functionality to a target device

ABSTRACT

According to some embodiments, systems and methods are provided comprising searching, with a searching device, on a local network for the target device, wherein the digital wallet is an electronically stored registered card based account for use in electronic commercial transactions, and wherein the entire digital wallet is absent from the target device prior to the search; selecting at the searching device one or more target devices; and pushing the digital wallet to the target device, including digital wallet functionality, to the target device selected at the searching device by a user to establish the digital wallet at the target device, without having to enter information at the target device to create a new digital wallet at the target device. Numerous other aspects are provided.

CROSS-REFERENCE TO RELATED APPLICATION

This application is a continuation of and claims priority to U.S. patentapplication Ser. No. 14/522,367, filed on Oct. 23, 2014, entitled “ASYSTEM AND METHOD FOR DISSEMINATING FUNCTIONALITY TO A TARGET DEVICE,”which is incorporated herein by reference in its entirety for allpurposes. It is noted that the application is a U.S. National Stagefiling under 35 U.S.C. § 119, based on and claiming benefit of andpriority to GB Patent Application No. 1319088.9 filed Oct. 29, 2013.

FIELD

The present disclosure relates to a system and method for disseminatingfunctionality to a target device. In particular but not exclusively, thedisclosure relates to an interaction between user devices over a networkand to disseminating functionality from one of the user devices toanother of the user devices.

BACKGROUND

Broadcast media incorporating an element of user-participation hasexpanded greatly in recent years with the explosion of realitytelevision (TV) and both in-screen and online user voting.Traditionally, the broadcast of live events such as sporting events hasbeen linked with “offline” audience activities that occur after the userhas finished watching the broadcast. More recently with simultaneouson-line commentary through Twitter® and other social media networksusers have interacted with each other and with broadcasters/programmemakers in the context of both live and pre-recorded broadcasts. With theprevalence of personal computing devices such as laptops, tablets,smartphones, and smart TVs, users can launch a browser on a choice ofdevices to go shopping online for a product featured in a broadcastadvert that they have just seen on TV.

With so many options for interacting online in response to broadcastmedia, audiences already have access to a wide range of ways ofparticipating in and reacting to broadcast programmes and otherbroadcast content.

However, in many cases the onus for such an interaction is still on theuser to launch a browser, search for the relevant online retailer orother third party website and initiate an interaction from start tofinish. This is time-consuming and therefore acts as a barrier leadingto non-participation or abandonment of an interaction.

Furthermore, in the case of purchasing a product online, the user mayhave to enter card details in a browser session or use a particulardevice that has already been provisioned with an electronic wallet. If awallet has not previously been set up, the user may have to perform aset-up process from scratch on additional devices, for example bypulling a wallet from the cloud to a tablet device. This will causeinconvenience and may take a considerable amount of time. Even if awallet has previously been established on a device such as a smartphone,a tablet with a larger screen size may be more convenient, so the usermay choose to repeat the set-up process on the tablet before proceeding.

Some user-interaction with a broadcast receiving device has beenpossible for many years, and typically comprises an in-screen votingscenario in which users respond to a broadcast call-to-action (CTA) suchas “press red to vote” and use their remotes to interact with the liveshow. However, this type of interaction is limited because it istypically managed either by the broadcaster or the specific channelowner and there are usually only a limited range of interactionactivities available such as voting for your favourite contestant in aso-called talent competition.

SUMMARY

According to an aspect of the present disclosure there is provided amethod of disseminating a digital wallet to a target device. The methodcomprises searching, with a searching device, on a local network for thetarget device, and pushing the digital wallet to the target device. Abenefit of this arrangement is that a digital wallet may be establishedat a target device without the need to set it up from scratch at thetarget device.

Pushing the digital wallet may comprise pushing the digital wallet fromthe searching device over the local network, or alternatively pushingthe digital wallet from the cloud over the Internet in response to aninstruction from the searching device.

Various user authorisation steps may apply. For example, the digitalwallet may be pushed to the target device only if user authorisation hasbeen received by the searching device. It would also be suitable for thetarget device to accept the pushed digital wallet only if userauthorisation has been received by the target device.

The searching step may comprise searching for a plurality of targetdevices, selecting, at the searching device one or more target devices(discovered in the searching step) and the digital wallet may be pushedonly to the or each target device selected at the searching device bythe user.

A further aspect of the disclosure provides a method of disseminating adigital wallet to a target device, comprising: searching for a pluralityof target devices, with a searching device, on a local network for thetarget device; selecting at the searching device one or more targetdevices; pushing the digital wallet only to the or each target deviceselected at the searching device by the user, and only if userauthorisation has been received by the searching device; and acceptingthe pushed digital wallet only if user authorisation has been receivedby the target device; wherein pushing the digital wallet to the targetdevice comprises pushing the digital wallet from: the searching deviceover the local network; or the cloud over the Internet in response to aninstruction from the searching device.

A still further aspect of the disclosure provides a system fordisseminating a digital wallet to a target device. The system comprisesa searching device for searching on a local network for a target device,and a wallet-providing module for pushing the digital wallet to thetarget device.

An example useful for understanding the disclosure may be expressed as amethod of providing interaction options to a user of a device. Thedevice may be capable of receiving broadcast content from a broadcasterand content via a network. The example method may comprise receiving, atthe device, both broadcast content and a call-to-action related to thebroadcast content. The call-to-action is received via a network. Theexample method may include presenting the broadcast content and thecall-to-action to the user, receiving a trigger signal from the user inresponse to the call-to-action, and initiating, in response to thetrigger signal, an interaction over the network between the user and acall-to-action party associated with the call-to-action. The examplemethod may enable an interaction to be established between the user andthe call-to-action party regardless of whether the call-to-action partyis the same entity as or a different entity to the broadcaster.

The interaction may comprise receiving, via the network, content whichis related to the call-to-action.

Additionally or alternatively, the interaction may comprise thecall-to-action party presenting interaction options to the user, eachinteraction option triggering a further action if selected.

The network may be the Internet.

Receiving a call-to-action may comprise pulling a relevantcall-to-action or filtering pushed calls-to-action.

Presenting the broadcast and the call-to-action may comprise presentingthe broadcast content and the call-to-action simultaneously orsubstantially simultaneously on a screen of the device, and/or maycomprise displaying an icon indicating that call-to-action options areavailable.

The trigger signal may be received from a remote control.

The user may be offered an option to initiate or continue theinteraction on a screen of another device. In that case, the interactionmay be transferred to the screen of the other device.

The interaction may comprise creating at the device a digital walletassociated with a wallet entity or may comprise associating the devicewith a pre-existing digital wallet associated with a wallet entity.

The broadcaster and the call-to-action party may suitably be differententities.

The example useful for understanding embodiments of the disclosure mayalso be expressed as a device for providing interaction options to auser. The device comprises a broadcast communications module forreceiving broadcast content, and a network-connected module forreceiving content via a network. The network-connected communicationsmodule is arranged for receiving a call-to-action via the network. Thedevice is arranged to display the broadcast content and thecall-to-action to the user; receive a trigger signal from the user inresponse to the call-to-action; and initiate, in response to the triggersignal, an interaction over the network between the user and acall-to-action party associated with the call-to-action.

It will be appreciated that optional features of the method give rise tocorresponding optional features of the device. The disclosure alsoextends to a non-transitory computer readable storage medium storinginstructions thereon, the instructions executable by a processor andarranged to carry out the method.

BRIEF DESCRIPTION OF THE DRAWINGS

Embodiments of the disclosure will now be described, by way of example,with reference to the accompanying drawings, in which:

FIG. 1 is a schematic diagram showing the elements of a system,including a smart TV, for implementing an example useful forunderstanding an embodiment of the present disclosure;

FIG. 2 is a flow chart showing the steps of a method of providingoptions for purchasing a product item according to an example useful forunderstanding an embodiment of the disclosure used with the smart TVFIG. 1 ;

FIG. 3 is a flow chart exemplifying how an interaction is initiatedaccording to the method of FIG. 2 ;

FIG. 4 is a flow chart exemplifying how a digital wallet is enabledaccording to the method of FIG. 2 ;

FIG. 5A is a screen representation of the smart TV of FIG. 1 displayingbroadcast content and an overlaid interaction icon, together with aremote control for the TV;

FIG. 5B is a screen representation of the smart TV of FIG. 1 displayingthe broadcast content in a sub-set of the screen adjacent an in-screenmessage to the user for supporting user interaction, together with aremote control for the TV;

FIG. 5C is a screen representation of the transfer of the in-screenmessage of FIG. 5B to a second screen provided by a tablet computer;

FIG. 5D is a screen representation of the TV of FIG. 1 displaying thebroadcast content in full-screen and a log-in display on the tabletcomputer of FIG. 5C;

FIG. 5E is a screen representation of the smart TV of FIG. 1 displayingthe broadcast content in a sub-set of the screen next to an in-screenlog-in display, together with a remote control for the TV;

FIG. 5F is a screen representation of the TV of FIG. 1 displaying thebroadcast content in full-screen and an overlaid wallet icon;

FIG. 6 is a flow chart exemplifying how offers are received according tothe method of FIG. 2 ;

FIG. 7 is a flow chart exemplifying how an order for purchasing aproduct item is placed according to the method of FIG. 2 ;

FIG. 8 is a schematic block diagram showing locally connected userdevices for implementing a method of wallet propagation according to anembodiment of the present disclosure;

FIG. 9 is a flow chart showing the method of wallet propagation referredto above in relation to FIG. 8 ;

FIG. 10A is a screen representation of a smart TV searching for otherlocal devices as part of the searching step of the method of FIG. 9 ;

FIG. 10B is a screen representation of the smart TV of FIG. 10Areceiving messages from local devices as part of the searching step ofthe method of FIG. 9 ;

FIG. 10C is a screen representation of the smart TV of FIG. 10Apresenting found devices to the user for user-selection as part of themethod of FIG. 9 ;

FIG. 10D is a screen representation of the smart TV of FIG. 10Apresenting a personal identification number (PIN) code entered by theuser as part of the authorising step of the method of FIG. 9 ;

FIG. 10E is a screen representation of the smart TV of FIG. 10A pushingwallet data to the found devices as part of the method of FIG. 9 ;

FIG. 10F is a screen representation of the smart TV of FIG. 10A togetherwith the found devices at a stage after that shown in FIG. 10E in whichall of the devices display a wallet icon;

FIG. 11 is a schematic diagram showing two smartphones connected to acloud-based wallet via home and visiting WiFi® networks respectively forimplementing a method of wallet security according to an embodiment of afurther aspect of the present disclosure; and

FIG. 12 is a flow chart showing the method of wallet security referredto above in relation to FIG. 11 .

Throughout the drawings, like reference numerals are used to denote likefeatures.

DETAILED DESCRIPTION OF PREFERRED EMBODIMENTS

A system for implementing an example useful for understanding thedisclosure is shown in FIG. 1 . The system comprises a set of bothuser-controlled and external elements, these being arranged inconjunction with a smart TV 10 which plays a central role in the presentdisclosure. The terms ‘internet TV,’ ‘web TV,’ ‘internet protocol TV’(IPTV), ‘connected TV’, ‘hybrid TV’ and ‘HbbTV’ (hybridbroadcast-broadband TV) are also used in the art to refer to a smart TV,which for the purposes of this document is defined as a TV capable ofreceiving both broadcast and network-originating content. The smart TV10 is related to the other elements of the system via variouscommunication links and acts as a central hub for information processingand transmittal during the implementation of the disclosure. Althoughthis example involves a smart TV, it will be appreciated that the samefunctionality may be achieved in other examples useful for understandingthe disclosure by the use of a traditional TV for receiving broadcastcontent together with a set top box which is arranged to manage theso-called “smart” aspects via a connection to the Internet.

With reference to FIG. 1 , on the user side, the system comprisesfurther user devices. Firstly, a remote control 12 configured forinteraction with the TV 10 allows a user to send instructions to the TV10 relating to both broadcast and Internet-originating content.Secondly, a tablet computer 14 (such as an iPad®, Microsoft® Surface orSamsung® Galaxy Tab) allows a user to interact with the TV 10 andprovides a second screen for enhancing the user's interaction withcontent displayed by the TV 10. The tablet computer 14 may provide thesame functionality as the remote control 12 and consequently provide analternative device to the remote control 12, and/or may provideadditional interaction functionality, for example a user-friendlyinterface for linking a user's social media account to an interactionwith broadcast content displayed by the TV 10.

The TV 10 receives broadcast and Internet-originating content fromexternal sources. A broadcaster 16 transmits audio-visual contentprovided by specific channel owners by a mass communications medium,such as, for example, satellite broadcast, metropolitan local areanetwork (MLAN) or an optical fibre cable network. In this document theterm ‘broadcast’ includes unicast communication, i.e. “1 to 1”communications between a first party and a second party, multicastcommunication, i.e. communication from one party to a predeterminednumber of other parties, and genuine broadcast communication, i.e.communication from one party to an indeterminate number of parties. TheTV 10 is also connected to the Internet 18 and can presentInternet-originating content to a user either by means of a browser orby means of a specific application 20 or plug-in stored in a memory ofthe TV 10. Also connected to the Internet 18 are a wallet server 22 anda retailer server 24 which are arranged to serve information forinteractions with the TV 10. The nature and roles of the wallet server22 and retailer server 24 will be described further below in relation toa method according to the present embodiment of the disclosure. It isnoted that in the description that follows the retailer server 24 istreated as being a server operated by a single retailer, e.g. a retailerselling sports equipment such as tennis racquets. However, it isenvisaged that in other examples useful for understanding the disclosurethe retailer server 24 may be operated by an entity which may or may notitself be a retailer and which provides access to retail servers ofmultiple other retail parties. In this case the user may gain access toretail options from multiple retail parties via the retailer server 24.

Once again with reference to FIG. 1 , on the user side, the remotecontrol 12 and tablet computer 14 are connected to the TV 10 by a local,home-based WiFi® network 26, although, as described below, thisconnection may, in alternative examples useful for understanding thedisclosure, be provided by other means.

The application 20 together with the remote control 12 and/or the tabletcomputer 14 enables the user to interact with a third party such as theretailer server 24 in response to broadcast content that has been viewedat the TV 10. For example, if a live tennis match is being broadcast bythe broadcaster 16 to the TV 10, the retailer server 24 may provideinteraction opportunities such as retail opportunities to the user. Forexample, the retailer server may provide opportunities to buy tennisequipment perhaps at a discounted rate, or opportunities to buy ticketsto attend a future related match. It is noted that the interactionopportunities that are provided to the TV 10 originate at a source thatis independent of the broadcaster 16 or TV channel operator providingthe broadcast content.

Taking the above example of a tennis match as an illustrative example,FIG. 2 shows the method steps, once the match has started and is beingbroadcast live at step 30, that the user at home can perform. At step 32the user may initiate an interaction with the TV 10. Once an interactionhas been established, a wallet is enabled at step 34 for orderingequipment, for one example, associated with the match (in one examplethe user may be presented with an option to purchase the same racquetsas the players in the match). From that point on, the user will receiveoptions at step 36 for purchasing product items and when a product itemis of interest the user can place an order at step 38 to purchase aproduct item (it is noted that the product item may be a physical itemsuch as the racquets example above or another item such as a magazinesubscription, coaching lessons etc. Depending on the broadcast inquestion the particular product items that the user may acquire willvary). This process allows a user, via the TV 10, to engage in an onlineinteraction relating to broadcast content with a party not connectedwith the broadcaster or channel operator.

In order for content to be delivered to the user via the Internet, aconnection between the TV 10 and the retailer 24 needs to beestablished. FIG. 3 describes how the TV application 20 may manage suchan interaction.

Referring to FIG. 3 , in a first (I) arrangement the application 20periodically pulls at step 40 any available alert signals from theretailer server 24. The TV 10 has a set top box (not shown) from whichthe application 20 detects which channel the user is watching and theapplication 20 subsequently pulls only alert signals relating to thecontent of that channel. At step 41 the application 20 checks whetherany alerts have been received. If one or more alert has been detected(route 42), the application 20 presents at step 44 an in-screeninteraction icon to the user at the TV 10. If no alert has been receivedthe application 20 cycles back, in step 46, to step 40 and again checksfor updates.

In an alternative arrangement (II), the retailer server periodicallypushes at step 48 alert signals to the application 20. These pushedalert signals correspond to a range of channels because the retailerserver 24 cannot select the relevant alert signals because it has notdetected which channel the user is watching. A filtering process iscarried out at step 50 by the application 20, and if a relevant alertsignal has been received the application 20 presents at step 44 anin-screen interaction icon to the user at the TV 10.

In both of the arrangements (I) and (II), it is the application 20 thatdetermines which alert signals are relevant. The application 20 mayeither pull only the alert signals relating to the content of thechannel being watched, or filter the alert signals pushed by theretailer server 24. As an alternative to the arrangements (I) and (II),however, the determination of which alert signals are relevant need notbe performed by the application 20. In other examples useful forunderstanding the disclosure the determination may be performed remotelyby the retailer server 24. This may be arranged regardless of whetherthe alert signals are pushed or pulled. This means that alert signalsmay be filtered at the retailer server 24 and subsequently pulled by theapplication 20, or otherwise may be selected by the retailer server 24which then pushes only the selected alert signals to the application 20.

Regardless of where the determination of which alert signals arerelevant takes place, the determination takes the form of a selectionprocess based on predetermined criteria. In the description above, andin that which follows, the predetermined criteria are such that an alertis relevant if it relates to the channel being watched. However, inother examples useful for understanding the disclosure additional oralternative selection criteria may apply. For example, if the user iswatching a program showing a football match, then alert signals relatingto all sports programs may be categorised as being relevant. Thisapproach could also be applied to cooking programs, documentaries andother categories of programs. In other examples, alert signals may becategorised as being relevant if they relate to a channel or program orprogram category that has been previously watched by the user, or if theuser has previously expressed an interest in certain types of alerts,information or products. The user's interaction or previous interactionwith the electronic program guide (EPG) and recording function of the TV10 may additionally or alternatively be taken into account whencategorising an alert signal as being relevant. In a further approach,the application 20 could recognise certain fragments of broadcastcontent or content received via a network that the user has watched orbrowsed, and provide alert signals if they relate to any of therecognised content. This recognition approach could use audiorecognition technology such as or similar to Shazam®, or in the case ofrecognising content via a network the approach could make use of cookiesfor recognition purposes. In a different approach, a particular alertsignal may be defined as being relevant, and consequently available tobe pulled or pushed, at certain times of day only. For example, alertsignals relating to a broadcast advert for over-the-counter sleepingmedication could be made available between 21:00 and midnight.

Returning to the example of FIG. 3 , the TV 10 has, at step 44, arrivedat a situation in which the live tennis match is being received bybroadcast, a dialogue has been established with the retailer server 24to the extent that the application 20 has detected that the user canpurchase product items related to the onscreen content (e.g. the tennisracquet purchase in the above example), and finally the user has beenalerted to the fact that purchase of product items is possible for thisevent because the interaction icon is being presented to the user. Atthis point, if the user wishes to engage in an interaction, he or shecan send a trigger signal, for example by pressing a select button onthe remote control 12, which is received at step 54 by the application20 at the TV 10. This completes the method step 32 of initiating aninteraction.

In order to proceed to a stage where the user can purchase product itemsrelated to the tennis, a digital wallet is enabled at the TV 10 asdescribed further below in relation to FIG. 4 . This process of enablinga digital wallet corresponds to the method step 34. Wallet enablementmay involve setting up a digital wallet from scratch if there is nodigital wallet already there. However, regardless of the details of thewallet enablement process, the user is given the choice of whether toconduct this wallet enablement procedure in-screen at the TV 10, orwhether they would prefer to use a separate device such as the tabletcomputer 14 as a second screen.

Accordingly, and with reference to FIG. 4 , a message is presented atthe TV 10 enquiring whether the user wishes to leave in-screen mode andmove to a second screen. If the user selects ‘yes’, for example byscrolling between ‘yes’ and ‘no’ options displayed at the TV 10 andchoosing ‘yes’ using the remote control 12, the TV 10 searches for localdevices connected either via a WiFi® network or by another localconnection and presents the discovered devices as a list on the TVscreen to the user. The user then nominates at step 60 a second screenby selecting the desired device, and the wallet enablement processcontinues at step 62 on the nominated second screen. This shift to asecond screen is described in further detail below. If the user selects‘no’, the process continues at step 64 in-screen at the TV 10.

Regardless of which screen the wallet enablement process continues in,the TV 10 checks at step 66 whether there is already an existing,pre-registered wallet at the TV 10. At this point there are threepossible routes for the wallet enablement procedure: create a walletfrom scratch; associate the TV 10 with a wallet from a different device;log-in to an existing wallet.

If there is an existing wallet already registered at the TV 10 the userparticipates in a simple log-in procedure at step 68, for example byentering security or bank account details, and the wallet is enabled.Otherwise, the user is presented with a message asking which option ispreferred out of creating a new wallet or associating an existingwallet. Depending on the user selection, either a new wallet is createdat the TV 10 at step 70 or an existing wallet at another user device isassociated with the TV 10 at step 72. The process of associating apre-existing wallet from another device is described in further detailbelow. In either case, once a wallet has been created, associated orlogged-into, a wallet icon is presented to the user at step 74, whichcompletes the step 34 (FIG. 2 ) of enabling a wallet.

FIGS. 5A to 5F show screen representations of the ‘initiate interaction’and ‘wallet enablement’ processes (steps 32 and 34 of FIG. 2respectively). These steps can take place either in-screen at the TV 10or by shifting to a second screen provided in this instance as a tabletcomputer. Referring to FIG. 5A, an interaction icon 80 appears in thescreen of the TV 10 and the user can use the remote control 12 to send atrigger signal as indicated by arrow 82 to the TV 10. A message 84 isthen displayed to the user, as shown in FIG. 5B, enquiring whether theprocess should be continued in-screen or on another device. Meanwhile,the broadcast tennis is displayed in a contracted sub-set 86 of the TVscreen in order to make space for the ‘continue in-screen?’ message 84.Using the remote control 12, the user selects either a ‘yes’ optionindicating that the process should be continued in-screen or a ‘no’option indicating that the process should be continued on anotherdevice. These options are presented to the user as ‘Y’ and ‘N’ icons 88and 90 within the message 84, and the process continues accordingly.

Referring to FIG. 5C, if the user selects the ‘no’ option the processmoves as shown by arrow 92 to a second screen and the contracted sub-set86 of the screen showing the tennis returns as indicated by arrow 94 tofull-screen. As shown in FIG. 5D, the user then conducts the walletenablement process, in this instance logging in to an existing wallet,using the tablet computer 14.

With reference to FIG. 5E, the user might alternatively select the ‘yes’option, in which case the log-in process continues in-screen with thetennis continuing inside the sub-set 86 of the display area. Messagesfor the user relating to the log-in procedure are displayed in anin-screen interaction window 96 until the log-in procedure is complete.

With reference to FIG. 5F, when log-in has been completed, theinteraction window 96 is no longer displayed and the tennis returns tofull-screen. Furthermore, a wallet icon 98 appears in-screen as shown inFIG. 5F to indicate that a wallet has been enabled at the TV.

Now that the wallet is enabled, the user is in a position to reviewretail options for purchasing product items and to take action withrespect to any retail options that are of interest. This process ofreceiving retail options is shown in FIG. 6 and has similarities withthe process of initiating an interaction already discussed above inrelation to FIG. 3 . In both cases the application 20 pulls messages orreceives pushed messages from the retailer server 24. However, in thecase of FIG. 3 these messages are alert signals used earlier in theprocess to initiate an interaction between the user and the retailerserver 24. By contrast, in the case of FIG. 6 the messages are retailoptions because the interaction has already been established and now theuser is ready to actually receive and view retail options that may be ofinterest.

Referring to FIG. 6 , the application 20 of the TV 10 obtains relevantretail options by pulling at step 100 retail options for the channelbeing watched from the retailer server 24. Alternatively, theapplication 20 may receive at step 102 pushed retail options for variouschannels and then filter at step 104 the retail options to extract onlythose relevant to the channel being watched. In either arrangement, theapplication 20 presents at step 106 relevant retail options to the useras calls-to-action which may be displayed in-screen at the TV 10 or on asecond device such as the tablet computer 14 depending on whether theuser has selected to use a second screen or not. Alternatively, asindicated above in relation to the receiving of alert signals, theretail options may in other examples useful for understanding thedisclosure be selected for relevance remotely by the retail server 24and subsequently be pushed to or pulled by the application 20 fordisplay to the user.

This is the stage at which a user can make a decision as to whether topurchase a product item available for sale via a retail option. For eachretail option that is displayed to the user, the user can choose toeither ignore the in-screen retail option, in which case it goes awayand there is no further activity relating to that particular retailoption, or the user can decide that the retail option is of interest andcan send an order trigger signal, for example using the remote control12, to the TV 10, in order to initiate the step 38 of placement of anorder for purchasing a product item.

In this case, and with reference to FIG. 7 , the order trigger signal isreceived by the TV 10 at step 110. If the user has previously elected touse a second screen, the process continues at step 112 in that secondscreen. Alternatively, a message is displayed to the user enquiringwhether the process should continue in-screen at the TV 10 or whether asecond screen is preferred. If the user selects not to use a secondscreen, the process continues at step 114 in-screen at the TV 10.Otherwise, the TV 10 looks for local devices within the WiFi® network 26and presents discovered devices to the user for selection. The user thennominates a second screen at step 116 by selecting one of the discovereddevices and the process continues at step 112 in the nominated secondscreen. Various options, for example buying a tennis racquet that hasbeen used in the broadcast match, are then displayed to the user whothen selects at step 118 details of a retail option of interest.Finally, the user confirms an order at step 120 which completes the step38 of placing an order for purchasing a product item.

It will be appreciated that tennis and purchasing tennis racquets areonly examples of broadcast content and associated interactionopportunities. Other examples do not have to relate to tennis, or evento sport. For example, if a program about property and buying homes isbeing broadcast, interaction opportunities could be offered which relateto estate agent offers.

The example useful for understanding the disclosure also envisages anarrangement in which the broadcaster and retailer server are parts of orare controlled by the same entity. For example, the service providerSky® offers packages for providing both broadband Internet services andbroadcast media.

As indicated above, the wallet enablement step may involve importing apre-existing wallet from another device so that that wallet becomesassociated with the TV 10. This importation step is part of a widerwallet propagation functionality according to the present disclosurethat involves pushing existing wallets from one device to another.

With reference to FIG. 8 , an embodiment of the present disclosureinvolves first, second and third user devices, 130, 132 and 134, linkedby a local, home-based WiFi® connection 136 so that wallet functionalitycan be pushed between the devices locally in the user's homeenvironment.

Referring to FIG. 9 , the process begins with creating at step 140 awallet, for example by registering a card based account, at the firstdevice 130. With a wallet set up, the first device 130 is ready topropagate the wallet throughout the other devices in the local network.The first device 130 searches at step 142 for other devices in the localnetwork. In this case the other devices are the second and thirddevices, 132 and 134, as shown in FIG. 8 , which may for example betablet computers, smartphones, personal computers and so on.

On completion of the search, the first device 130 presents, at step 144,the user with a list of found devices, in this case the second and thirddevices 132, 134, so that the user can select which of the devices foundat step 142 they wish to push wallet functionality to. The user can thenselect at step 146 the chosen devices by interacting with a userinterface of the first device 130, and this initiates the propagation ofthe wallet functionality to those specifically selected devices. As anauthentication measure, a personal identification number (PIN) or othersecurity challenge, such as an alphanumeric code, biometric or gestureauthentication is utilised at the first device 130 in order for the userto authorise at step 148 the propagation of the wallet to the selecteddevices. Finally, following user authentication, wallet data is pushedat step 150 from the first device 130 to each of the selected devices,and at each of the selected devices the user accepts at step 152 thepushed wallet to complete the propagation. By propagating the walletfunctionality in this way between devices, the user can establish anelectronic wallet at multiple devices without having to enter the basicinformation for creating a wallet repeatedly at each device.

An example is shown in FIGS. 10A to 10F involving a smart TV 160, asmartphone 162, and a tablet 164. The approach in this example is topropagate wallet functionality from the TV 160 to both the smartphone162 and the tablet 164 so that wallets are established over a localWiFi® network on all three devices. For ease of reference,device-to-device communications are shown with direct arrows rather thangoing via a WiFi® network. However, it will be appreciated that this ismerely a simple representation of an arrangement in which localcommunications are conducted via a local, home WiFi® network.

Referring to FIG. 10A, the wallet functionality starts at the smart TV160, as indicated by the in-screen wallet icon 166. The TV 160 searchesfor other devices (step 142) which then respond to make themselves knownto the TV 160, as shown in FIG. 10B. The TV 160 has then detected whichdevices have been found in the local area and presents these (step 144)to the user as a list 168, as shown in FIG. 100 . By interacting withthe TV 160, for example using a remote control, the user can then select(step 146) which of the displayed devices they wish to propagate thewallet functionality to. At this point, and referring to FIG. 10D, theTV 160 prompts the user to enter a six-digit PIN 170 to authorise (step148) propagation of the wallet to the selected devices, and finallywallet data is pushed (step 150) to the selected devices, as shown inFIG. 10E. Finally, and with reference to FIG. 10F, the walletfunctionality is enabled at all three devices, and three wallet icons166, 172, and 174 are displayed.

In a variation of this approach wallet propagation need not beimplemented over a local network. If the wallet is cloud based, any oneor all of the user devices 130, 132 134 could be elsewhere on a visitingnetwork such as a WiFi® network in a café. In that case, a wallet couldbe created at the first device 130, and that first device 130 couldsubsequently transmit a message to the cloud instructing it to push thewallet functionality to the second device 132. For this to work, theuser of the first device 130 would need to know the IP address of thesecond device 132, such as the home WiFi® or a café WiFi, so that thecloud can be instructed as to where to push the wallet functionality to.This IP address information could be communicated by a range of methods,some of which may involve coupling the first and second devices 130 and132 so that they inform each other of their location, as is known in theart.

Regardless of whether a wallet has been created from scratch at aparticular device or has been propagated to that device locally or overthe cloud from another device, that device can be used to receive offers(step 36) and place orders (step 38) via both home and visitingnetworks. As a result, and according to an embodiment of a furtheraspect of the present disclosure, useful differentiations can be madebetween transactions made at home and transactions made elsewhere.

According to the embodiment of the further aspect of the presentdisclosure, a differentiation can be made as to transaction risk levelsdepending on whether the device is at home or visiting. A transactionconducted from a device at home (a ‘home’ transaction) is consideredless risky than a transaction conducted from the same device via avisiting network (an ‘away’ transaction). This is because it is assumedby many organisations that a device being used at home is in the controlof its owner and that the transaction is therefore more likely to be“legitimate” than one from a visiting network. This is in contrast to adevice being used away from home where it is generally accepted that therisk and likelihood of theft and malicious use are higher. As such,different conditions may be applied to home and away transactions inorder to manage the differentiation of risk.

Referring to FIG. 11 , a user's smartphone 180 is shown in twoconfigurations: one at home and being connected to a cloud based wallet182 via a home WiFi® network 184, and the other away from home and beingconnected to the cloud based wallet 182 via a visiting WiFi® network186. It is not essential that the wallet be cloud based, and in anothersuitable approach the wallet functionality is client-side, that is tosay based at the smartphone 180 itself. In either case, the smartphone180 conducts the transaction either via the home WiFi® network 184 orvia the visiting WiFi® network 186, depending on its physical location.

With reference to FIG. 12 , if a user device such as the smartphone 180is at home, it detects, at step 190, that it is connected to the homenetwork. In any transactions using the device's wallet functionality,the device adds at step 192 a home-marker such as its home IP address,to the transaction in order to indicate that the transaction is takingplace from home. Home conditions such as lower merchant charges thanwould be applied if the device were connected to a visiting network arethen applied at step 194 to the transaction, and finally at step 196 thetransaction is completed.

Similarly, if the device is in a visiting network, it starts bydetecting this at step 198, it subsequently adds at step 200 anaway-marker such as an IP address to any transactions, away conditionssuch as higher merchant charges than those applied on the home networkare applied at step 202, and the transaction is completed at step 196.

Differentiating between the use of home and visiting networks may alsobe used in contexts other than transaction risk management. Depending onwhether a user device is at home or away, location-based offers ordevice-specific offers may be pushed to the device. For example, offersrelating to a particular shop near the device's physical location can bepushed to the device when it is in an appropriately located visitingnetwork. At home, offers can be pushed to specific devices when it isknown that pushing to that specific type of device, for example a tabletcomputer rather than a smartphone, is more likely to lead to atransaction.

Variations of the above-described embodiments and examples are envisagedwhich take slightly different approaches. For example, interactionoptions such as retail options may not be sent directly from theretailer server 24 to the TV 10 via the internet 18, but rather may berouted via the broadcaster 16 which overlays them on the relevantcontent for a relevant TV channel and routes the interaction options tothe user by broadcasting them in-program.

On the user device side, the trigger signals sent to the TV (whether asmart TV or an IPTV) do not have to be sent from a conventional remotecontrol, but may alternatively be sent from a tablet computer or otheruser device, for example over a home WiFi® connection. In a furtheralternative the TV could receive audio commands from the user or couldeven be operated by user controls of the TV itself.

Local connection between user devices for implementing any or all stepsof the method of FIG. 2 or for implementing wallet propagation asdescribed in relation to FIG. 9 need not be via a WiFi® connection butcould rather be by any appropriate local network.

In an alternative to the method of FIG. 2 , a user could enable walletfunctionality at a device, and optionally propagate that wallet to otherdevices as described above, for the purpose of interacting with aweb-based user profile such as a social networking user profile.Alternatively the user could access other interaction options such asbetting opportunities or paid-for or free-of-charge voting capabilities.Still alternatively, a user could purchase goods or services relating toan advertisement that was being received at the time of initiating atrigger event or otherwise sending a command to the TV.

Although the present disclosure has been described in connection withspecific embodiments, it should be understood that various changes,substitutions, and alterations apparent to those skilled in the art canbe made to the disclosed embodiments without departing from the spiritand scope of the disclosure as set forth in the appended claims.

The invention claimed is:
 1. A method of disseminating a digital walletto a target device, comprising: searching, with a searching device, on alocal network for the target device, wherein the digital wallet is anelectronically stored registered card based account for use inelectronic commercial transactions, and wherein the entire digitalwallet is absent from the target device prior to the search; selectingat the searching device one or more target devices; pushing the digitalwallet, including digital wallet functionality, to the target deviceselected at the searching device by a user to establish the digitalwallet at the target device, without having to enter information at thetarget device to create a new digital wallet at the target device;initiating a transaction between the digital wallet at the target deviceand a retail server; detecting, by the target device and after theestablishment of the digital wallet at the target device and after theinitiation of the transaction, a home WiFi® network or a visiting WiFi®network based on a location of the target device and a connection of thetarget device to one of the home WiFi® network or the visiting WiFi®network, via detection of one of a home-marker Internet Protocol (IP)address and an away-marker visiting IP address, wherein the home-markerIP address is associated with a home; applying at least one homecondition associated with a first risk level to the transaction in acase the home network is detected; and applying at least one awaycondition associated with a second risk level to the transaction in acase the visiting network is detected.
 2. The method according to claim1, wherein pushing the digital wallet to the target device comprisespushing the digital wallet from the searching device over the localnetwork.
 3. The method according to claim 1, wherein pushing the digitalwallet to the target device comprises pushing the digital wallet from acloud over the Internet in response to an instruction from the searchingdevice.
 4. The method according to claim 1, comprising pushing thedigital wallet to the target device only if user authorisation has beenreceived by the searching device.
 5. The method according to claim 1,comprising the target device accepting the pushed digital wallet only ifuser authorisation has been received by the target device.
 6. The methodaccording to claim 1, wherein the searching step comprises searching fora plurality of target devices, the method comprising selecting at thesearching device one or more target devices and wherein the digitalwallet is pushed only to the target device, or to each target device,selected at the searching device by the user.
 7. The method according toclaim 1, further comprising: receiving at the user an indication thatthe digital wallet has been established at the target device.
 8. Themethod according to claim 1, further comprising: receiving at the targetdevice, at least one of a broadcast content and a call-to-action relatedto the broadcast content.
 9. The method according to claim 8, furthercomprising: accessing the digital wallet at the target device inresponse to the received at least one of the broadcast content and thecall-to-action related to the broadcast content.
 10. The methodaccording to claim 8, wherein the at least one of broadcast content andthe call-to-action are filtered prior to receipt at the target device.11. The method according to claim 9, further comprising: receiving anindication of whether the target device is one of at home or away fromhome.
 12. The method according to claim 1, wherein the digital wallet isone of created or is a pre-existing digital wallet already associatedwith a different device.
 13. The method of claim 1, further comprising:inserting one of the home-marker IP address and the away-marker IPaddress in a transaction based on the detection.
 14. A method ofdisseminating a digital wallet to a target device, comprising: searchingfor a plurality of target devices, with a searching device, on a localnetwork for the target device, wherein the digital wallet is anelectronically stored registered card based account for use inelectronic commercial transactions, and wherein the entire digitalwallet is absent from the target prior to the search; selecting at thesearching device one or more target devices; pushing the digital wallet,including digital wallet functionality, only to the target device, oreach target device, selected at the searching device by a user toestablish the digital wallet at the target device, and only if userauthorisation has been received by the searching device to establish thedigital wallet at the target device without having to enter informationat the target device to create a new digital wallet at the targetdevice; and accepting the pushed digital wallet only if userauthorisation has been received by the target device; wherein pushingthe digital wallet to the target device comprises pushing the digitalwallet from: the searching device over the local network; or a cloudover the Internet in response to an instruction from the searchingdevice; initiating a transaction between the digital wallet at thetarget device and a retail server; detecting by the target device, afteracceptance of the pushed digital wallet and after the initiation of thetransaction, a home WiFi® network or a visiting WiFi® network based on alocation of the target device and a connection of the target device toone of the home WiFi® network or the visiting WiFi® network, viadetection of one of a home-marker Internet Protocol (IP) address and anaway-marker visiting IP address, wherein the home-marker IP address isassociated with a home; applying at least one home condition associatedwith a first risk level to the transaction in a case the home network isdetected; and applying at least one away condition associated with asecond risk level to the transaction in a case the visiting network isdetected.
 15. A system for disseminating a digital wallet to a targetdevice, the system comprising: a searching device for searching on alocal network for a target device, wherein the digital wallet is anelectronically stored registered card based account for use inelectronic commercial transactions, and wherein the entire digitalwallet is absent from the target device prior to the search; and awallet-providing module for pushing the digital wallet, includingdigital wallet functionality, to the target device to establish thedigital wallet at the target device without having to enter informationat the target device to create a new digital wallet at the target deviceonly if user authorization has been received by the searching device,and wherein the target device is selected at the searching device by auser; and wherein the established digital wallet engages in atransaction, initiated at the target device, with a retail server, andthe established digital wallet may apply, after the initiation of thetransaction, a home condition associated with a first risk level to thetransaction or an away condition associated with a second risk level tothe transaction based on a detected location of the target device and aconnection of the target device to one of a home WiFi® network or avisiting WiFi® network, wherein the detected location is based ondetection of one of a home-marker Internet Protocol (IP) address and anaway-marker visiting IP address, wherein the home-marker IP address isassociated with a home.
 16. The system according to claim 15, whereinthe target device is operative to receive at least one of a broadcastcontent and a call-to-action related to the broadcast content.
 17. Thesystem according to claim 16, wherein the digital wallet is accessed inresponse to the received at least one of the broadcast content and thecall-to-action related to the broadcast content.
 18. The systemaccording to claim 16, wherein the at least one of broadcast content andthe call-to-action are filtered prior to receipt at the target device.19. The system according to claim 15, wherein the digital wallet is oneof created or is a pre-existing digital wallet already associated with adifferent device.
 20. A non-transitory computer readable storage mediumstoring instructions thereon, the instructions executable by a processorand arranged to: search, with a searching device, on a local network fora target device, wherein a digital wallet is an electronically storedregistered card based account for use in electronic commercialtransactions, and wherein the entire digital wallet is absent from thetarget device prior to the search; receive a selection at the searchingdevice of one or more target devices; push the digital wallet, includingdigital wallet functionality, to the target device selected at thesearching device by a user to establish the digital wallet at the targetdevice, and only if user authorization has been received by thesearching device to establish the digital wallet at the target devicewithout having to enter information at the target device to create a newdigital wallet at the target device; initiate a transaction between thedigital wallet at the target device and a retail server; and detect, bythe target device and after the establishment of the digital wallet atthe target device and after the initiation of the transaction, a homeWiFi® network or a visiting WiFi® network based on a location of thetarget device and a connection of the target device to one of the homeWiFi® network or the visiting WiFi® network, via detection of one of ahome-marker Internet Protocol (IP) address and an away-marker visitingIP address, wherein the home-marker IP address is associated with ahome; apply at least one home condition associated with a first risklevel to the transaction in a case the home network is detected; andapply at least one away condition associated with a second risk level tothe transaction in a case the visiting network is detected.